You're making big financial decisions without the information you need. The books are behind. The forecast doesn't exist. A full-time CFO costs $200K+ and you don't need 40 hours a week. You need the right financial leadership, part of the time, starting now.
A fractional CFO is a Chief Financial Officer who works with your business part-time. You get the same financial leadership a full-time CFO would provide — reporting, forecasting, strategic guidance, lender relationships — without the salary, benefits, and overhead.
Most businesses in the $1M–$20M range have outgrown their bookkeeper but aren't ready for a full-time CFO. A fractional CFO fills that gap, and fills it starting on day one.
Accurate, timely financial statements the owner can actually use to run the business — not just satisfy the accountant at year end. If the books are behind or unreliable, we fix that first.
Cash flow forecasts, revenue projections, scenario planning. Forward-looking models that tell you where the business is headed, not just where it's been.
Profitable businesses run out of cash. A fractional CFO builds the visibility to see problems before they arrive and the controls to prevent them from happening again.
Loan packages, covenant compliance, due diligence support. Speaking the language your bank or investors need to hear — fluently — so you don't have to figure it out under pressure.
Financial due diligence, deal structuring, and post-acquisition integration. Whether you're buying, selling, or evaluating, having someone in your corner who's been on both sides of the table matters.
Pricing strategy, margin analysis, capital allocation, growth investments. The CFO's job isn't to report what happened. It's to help you decide what to do next.
You don't have reliable numbers to run the business. The books are behind, the reports don't make sense, and you're making decisions based on gut feel because there's nothing better to go on.
Revenue looks fine but cash is always tight. Profitable months still feel like a struggle. The gap between what the P&L says and what's in the bank is a recurring mystery.
A bank wants a financial package. An investor wants projections. A buyer wants due diligence materials. You need someone who speaks that language and can build what they're asking for.
The bookkeeper keeps the records. The accountant files the taxes. But nobody is looking at the numbers strategically, building forecasts, or helping you understand what the financials mean for the business.
Buying, selling, bringing in a partner, or restructuring ownership. Transactions are where financial blind spots become expensive. You need someone in your corner who's done this before.
New revenue streams, new markets, new cost structures. The financial picture is more complicated than it used to be, and the tools that worked at $1M aren't sufficient at $8M.
A straight conversation about where your business is financially — what you know, what you don't, and whether a fractional CFO engagement is the right fit. No pitch. No pressure.
A fast, honest look at the actual state of the financials — the books, the reporting, the cash position, the gaps. We find out what's there, what's missing, and what needs to be fixed first.
A short list of the highest-leverage financial improvements in the right order. Cleanup first, then visibility, then strategy. A working plan the business can actually execute.
Building systems, cleaning up reporting, developing models, staying involved as the financial picture evolves. Direct access every time. No handoffs, no junior staff.
No setup fees. No long-term contracts. Every engagement is scoped to the actual work your business needs.
Monthly financial reporting, cash flow forecasting, budgeting, lender/investor relations, and strategic financial guidance. 1 day per week engagement.
Full CFO services plus hands-on transaction support, capital raise preparation, or turnaround oversight. 2–3 days per week depending on scope.
Financial cleanup, lender package, acquisition due diligence, or sale preparation. Fixed-scope, fixed-price engagements for specific deliverables.
Scissortail Fractional is based in Edmond, Oklahoma. Fractional CFO services shouldn't require flying someone in from a coast.
Energy services, construction, healthcare, and the full range of OKC businesses. Deep familiarity with the OKC business community.
CFO Services OKC →Energy, aerospace, manufacturing, and a growing startup ecosystem. Senior financial leadership for Green Country businesses.
CFO Services Tulsa →Our home base. Professional services, medical practices, and family-owned businesses across the North OKC metro.
CFO Services Edmond →University corridor, healthcare, and growing businesses along I-35. Underserved by real financial advisors.
CFO Services Norman →Manufacturing, logistics, family businesses, and fast-growing suburban companies in South Tulsa County.
CFO Services Broken Arrow →Remote and hybrid engagements available for Oklahoma businesses outside the major metros. Geography shouldn't determine access to good financial leadership.
A bookkeeper records transactions. An accountant prepares reports and handles compliance. A fractional CFO interprets the financial picture, builds forward-looking models, and helps you make better decisions with the numbers. The bookkeeper tells you what happened. The CFO helps you decide what to do next.
No. A fractional CFO works alongside your existing accountant and bookkeeper, not in place of them. We operate at the strategic layer above the day-to-day accounting function. Most of the time the existing team gets better with a CFO in the mix.
Engagements typically range from $2,500 to $10,000 per month depending on scope, complexity, and hours. That's a fraction of the $150,000–$250,000 annual cost of a full-time CFO. Every engagement is scoped to the actual work — you're not paying for 40 hours a week you don't need.
Most businesses benefit when they're in the $1M–$20M revenue range. Below $1M, a good bookkeeper and CPA may be sufficient. Above $20M, you can likely justify a full-time CFO. In between, fractional is often the highest-value option.
Most engagements run 6 to 18 months. Some are shorter — a specific cleanup, a transaction, a lender package. Some are ongoing. We don't push for length. We stay as long as the work requires and no longer.
No pitch. No deck. Just a straight conversation about your financials and whether we're the right fit.