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Fractional CFO Services

Business advisor
for founder-led
companies.

Running a business is isolating. You're making major decisions without a sounding board, carrying financial and operational complexity that your team can't help with, and there's no one in the room who has done this before. A business advisor fills that gap — someone who has been in the seat, knows the terrain, and can help you navigate it.

What a Business Advisor Does

The experienced
counsel your
business deserves.

A business advisor is an experienced operator who works alongside the owner — helping with strategic decisions, financial oversight, operational challenges, and growth planning. Not a consultant who delivers a report. An advisor who is in it with you.

Most founder-led businesses in the $1M–$20M range are run by people who are very good at what they do — but the business has grown complex enough that operating on experience and instinct alone leaves real risk and real money on the table.

See All Advisory Services →
01
Financial Reporting & Cleanup

Accurate, timely financial statements the owner can actually use to run the business — not just satisfy the accountant at year end. If the books are behind or unreliable, we fix that first.

02
Forecasting & Budgeting

Cash flow forecasts, revenue projections, scenario planning. Forward-looking models that tell you where the business is headed, not just where it's been.

03
Growth Strategy

Evaluating growth opportunities, pricing decisions, market expansion, and investment priorities. Helping ownership think through major decisions before committing.

04
Lender & Investor Relations

Loan packages, covenant compliance, due diligence support. Speaking the language your bank or investors need to hear — fluently — so you don't have to figure it out under pressure.

05
Transaction Advisory

Acquisition evaluation, sale preparation, ownership transition planning, and family business succession. Helping ownership navigate complex decisions with someone who has been through them before.

06
Accountability Partnership

Regular check-ins, honest assessments, and a trusted voice outside the business. The founder's version of a board member — someone who will tell you what you need to hear, not what you want to hear.

Signs You Need a Business Advisor

Most owners wait
longer than they should.

01
Flying blind on financials

You don't have reliable numbers to run the business. The books are behind, the reports don't make sense, and you're making decisions based on gut feel because there's nothing better to go on.

02
Unpredictable cash flow

Revenue looks fine but cash is always tight. Profitable months still feel like a struggle. The gap between what the P&L says and what's in the bank is a recurring mystery.

03
A lender or investor is asking questions

A bank wants a financial package. An investor wants projections. A buyer wants due diligence materials. You need someone who speaks that language and can build what they're asking for.

04
Outgrown your bookkeeper

The bookkeeper keeps the records. The accountant files the taxes. But nobody is looking at the numbers strategically, building forecasts, or helping you understand what the financials mean for the business.

05
Evaluating a transaction

Buying, selling, bringing in a partner, or restructuring ownership. Transactions are where financial blind spots become expensive. You need someone in your corner who's done this before.

06
Growth is creating complexity

New revenue streams, new markets, new cost structures. The financial picture is more complicated than it used to be, and the tools that worked at $1M aren't sufficient at $8M.

How an Engagement Works

No 90-day discovery.
The work starts day one.

Step 01

Honest Conversation

A straight conversation about where your business is financially — what you know, what you don't, and whether a fractional CFO engagement is the right fit. No pitch. No pressure.

Step 02

Financial Assessment

A fast, honest look at the actual state of the financials — the books, the reporting, the cash position, the gaps. We find out what's there, what's missing, and what needs to be fixed first.

Step 03

Clear Priorities

A short list of the highest-leverage financial improvements in the right order. Cleanup first, then visibility, then strategy. A working plan the business can actually execute.

Step 04

Stay Until It's Right

Building systems, cleaning up reporting, developing models, staying involved as the financial picture evolves. Direct access every time. No handoffs, no junior staff.

Pricing

A fraction of the
full-time cost.

No setup fees. No long-term contracts. Every engagement is scoped to the actual work your business needs.

Core Engagement
Fractional CFO
$2,500–$6,000 /mo

Monthly financial reporting, cash flow forecasting, budgeting, lender/investor relations, and strategic financial guidance. 1 day per week engagement.

Expanded Scope
CFO + Advisory
$6,000–$10,000 /mo

Full CFO services plus hands-on transaction support, capital raise preparation, or turnaround oversight. 2–3 days per week depending on scope.

Project-Based
Specific Engagements
Scoped to project

Financial cleanup, lender package, acquisition due diligence, or sale preparation. Fixed-scope, fixed-price engagements for specific deliverables.

Where We Work

Based here.
Not flying in.

Scissortail Fractional is based in Edmond, Oklahoma. Fractional CFO services shouldn't require flying someone in from a coast.

Oklahoma City

Energy services, construction, healthcare, and the full range of OKC businesses. Deep familiarity with the OKC business community.

Advisory Services OKC →
Tulsa

Energy, aerospace, manufacturing, and a growing startup ecosystem. Senior financial leadership for Green Country businesses.

Advisory Services Tulsa →
Edmond

Our home base. Professional services, medical practices, and family-owned businesses across the North OKC metro.

Advisory Services Edmond →
Norman

University corridor, healthcare, and growing businesses along I-35. Underserved by real financial advisors.

Advisory Services Norman →
Broken Arrow

Manufacturing, logistics, family businesses, and fast-growing suburban companies in South Tulsa County.

Advisory Services Broken Arrow →
Statewide

Remote and hybrid engagements available for Oklahoma businesses outside the major metros. Geography shouldn't determine access to good financial leadership.

Common Questions

Business Advisor
FAQ.

What's the difference between a fractional CFO and my bookkeeper or accountant?

A business coach works on mindset, habits, and personal development. A business advisor works on the business — the financials, the operations, the strategy, the decisions. Both can have value. The difference is whether you need to work on yourself or work on the company.

Do I need to replace my accountant if I hire a fractional CFO?

No. A fractional CFO works alongside your existing accountant and bookkeeper, not in place of them. We operate at the strategic layer above the day-to-day accounting function. Most of the time the existing team gets better with a CFO in the mix.

How much does a fractional CFO cost?

Engagements typically range from $2,500 to $10,000 per month depending on scope, complexity, and hours. That's a fraction of the $150,000–$250,000 annual cost of a full-time CFO. Every engagement is scoped to the actual work — you're not paying for 40 hours a week you don't need.

What size business benefits from a fractional CFO?

Most businesses benefit when they're in the $1M–$20M revenue range. Below $1M, a good bookkeeper and CPA may be sufficient. Above $20M, you can likely justify a full-time CFO. In between, fractional is often the highest-value option.

How long does a fractional CFO engagement last?

Most engagements run 6 to 18 months. Some are shorter — a specific cleanup, a transaction, a lender package. Some are ongoing. We don't push for length. We stay as long as the work requires and no longer.

Ready for a straight conversation about your business?

No pitch. No framework. A direct conversation about where your business is and where it needs to go.

Talk to a Business Advisor