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Fractional CFO Services · Oklahoma

Fractional CFO
services for Oklahoma
businesses.

You're making big decisions with incomplete information. The books are behind. The forecast doesn't exist. Nobody in the building can tell you if last month was actually good or just busy. You don't need a full-time CFO. You need the right one, part of the time.

What a Fractional CFO Does

The financial
clarity your
business needs.

A fractional CFO is a Chief Financial Officer who works with your business on a part-time or contract basis. You get the same financial leadership a full-time CFO would provide, the reporting, the forecasting, the strategic guidance, the lender relationships, without the salary and benefits that come with it.

Most Oklahoma businesses in the $1M–$20M range have outgrown their bookkeeper but aren't ready for a full-time CFO. A fractional CFO fills that gap, and fills it starting on day one.

01
Financial Reporting & Cleanup

Getting the books in order and keeping them that way. Accurate, timely financial statements the owner can actually use to run the business, not just satisfy the accountant at year end.

02
Forecasting & Budgeting

Building forward-looking models that tell you where the business is headed, not just where it's been. Cash flow forecasts, revenue projections, scenario planning, the tools that let you make decisions with confidence.

03
Cash Flow Management

Understanding and controlling the timing of cash in and out of the business. Profitable businesses run out of cash. A fractional CFO makes sure yours doesn't, and builds the visibility to see problems before they arrive.

04
Lender & Investor Relations

Preparing and presenting the financial story your bank or investors need to hear. Loan packages, covenant compliance, due diligence support, speaking the language fluently so you don't have to.

05
Acquisition & Transaction Support

Financial due diligence, deal structuring, and post-acquisition integration support. Whether you're buying, selling, or evaluating, having someone in your corner who's been on both sides of the table matters.

06
Strategic Financial Guidance

Helping ownership make better decisions with the numbers, pricing strategy, margin analysis, capital allocation, growth investments. The CFO's job isn't to report what happened. It's to help you decide what to do next.

Signs You Need a Fractional CFO

Most owners wait
longer than they should.

01
You're flying blind

You don't have reliable numbers to run the business. The books are behind, the reports don't make sense, and you're making decisions based on gut feel because there's nothing better to go on.

02
Cash is unpredictable

Revenue looks fine but cash is always tight. You're not sure why. Profitable months still feel like a struggle. The gap between what the P&L says and what's in the bank is a recurring mystery.

03
A lender or investor is asking questions

A bank wants a financial package. An investor wants projections. A buyer wants due diligence materials. You need someone who can speak that language and build what they're asking for.

04
You've outgrown your bookkeeper

The bookkeeper keeps the records. The accountant files the taxes. But nobody is looking at the numbers strategically, building forecasts, or helping you understand what the financials actually mean for the business.

05
You're evaluating a transaction

Buying another business, selling your own, bringing in a partner, or restructuring ownership. Transactions are where financial blind spots become expensive. You need someone in your corner who's done this before.

06
Growth is creating financial complexity

New revenue streams, new markets, new cost structures. The financial picture is more complicated than it used to be and the tools that worked at $1M aren't sufficient at $5M.

How an Engagement Works

No 90-day discovery.
The work starts day one.

Step 01

Honest Conversation

We start with a straight conversation about where your business is financially, what you know, what you don't, and whether a fractional CFO engagement is actually the right fit. No pitch. No pressure.

Step 02

Financial Assessment

A fast, honest look at the actual state of the financials, the books, the reporting, the cash position, the gaps. We find out what's there, what's missing, and what needs to be fixed first.

Step 03

Clear Priorities

A short list of the highest-leverage financial improvements in the right order. Cleanup first, then visibility, then strategy. Not a 40-page report, a working plan the business can actually execute.

Step 04

Stay Until It's Right

We're in it, building the systems, cleaning up the reporting, building the models, and staying involved as the financial picture of the business evolves. Direct access every time.

Serving Oklahoma

Based here.
Not flying in.

Scissortail Fractional is based in Edmond, Oklahoma. Every city we serve is a community we know, the industries, the business landscape, the people. Fractional CFO services shouldn't require flying someone in from a coast.

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Common Questions

Fractional CFO
FAQ.

What's the difference between a fractional CFO and my bookkeeper or accountant?

A bookkeeper records transactions. An accountant prepares reports and handles compliance. A fractional CFO interprets the financial picture, builds forward-looking models, and helps you make better decisions with the numbers. The bookkeeper tells you what happened. The CFO helps you decide what to do next.

Do I need to replace my accountant if I hire a fractional CFO?

No. A fractional CFO works alongside your existing accountant and bookkeeper, not in place of them. We operate at the strategic layer above the day-to-day accounting function. Most of the time the existing team gets better with a CFO in the mix.

How much does a fractional CFO cost in Oklahoma?

Engagements typically range from $2,500 to $10,000 per month depending on scope, complexity, and hours. That's a fraction of the $150,000–$250,000 annual cost of a full-time CFO, and you're not paying for the 40 hours a week you don't need. Every engagement is scoped to the actual work.

How long does a fractional CFO engagement typically last?

Most engagements run 6 to 18 months. Some are shorter, a specific cleanup, a transaction, a lender package. Some are ongoing. We don't push for length. We stay as long as the work requires and no longer.

Do you work with businesses outside of Edmond and Oklahoma City?

Yes. We serve businesses across Oklahoma, Tulsa, Norman, Broken Arrow, and statewide. Remote and hybrid engagements are available for businesses outside the OKC metro. Oklahoma businesses deserve the same quality of financial leadership regardless of zip code.

Ready to actually know where your business stands?

No pitch. No deck. Just a straight conversation about your financials and whether we're the right fit to help.

Start the Conversation